What we do


NHS benefit schemes are a specialist area, so it pays to speak to someone with technical experience.

We’ve helped a number of different clients to navigate their way through the complexities helping them to feel clear on which pension scheme applies to them, what they’re entitled to, and when they can access it.

The NHS Pension Scheme has gone through many changes over the years and it can be confusing which part of the scheme you actually belong in. Each part of the pension scheme has slightly different retirement ages and accrual rates, so getting to know your NHS Pension Scheme a little better means that you can plan your retirement with more clarity.

At retirement, you will also need to make a decision regarding whether to take the higher income or increase your lump sum. We are able to discuss these options with you to make sense of things.

We also help people by looking at their additional financial arrangements to make sure that they’re not adversely impacted, for example, by paying too much tax by exceeding their Annual Allowance.

We currently provide retirement courses for the Rotherham NHS Trust, which highlights the credentials we have in this area.


Get in touch

We’d love to hear from you. Contact us via the below or complete the form and one of our friendly team will be in touch.


Oakworth House, 45 Newgate, Pontefract, West Yorkshire, WF8 1NB.




0800 018 6020

We'll only use the data you choose to enter here so that we can chat about your query. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. Take a look at our privacy policy for more info.

I agree to Oakworth Financial Planning's privacy policy.