What we do
Many of our clients have worked locally in the same job for most of their career – be that in manufacturing, education or the NHS.
They’re at the time in their life when they’re wondering whether they can stop work early, go part- time, or withdraw some money for a one-off purchase.
We help them by looking at the plans and policies they’ve collected over the years to establish where they are currently. Further to this, we take time to find out more about what they’d like to do in retirement, and create a financial plan that helps them to achieve that.
At Oakworth, we consider ourselves to be specialists in retirement planning. Pensions may seem confusing or daunting due to the sheer variety of options available, but there will be a path which is right for you. This could be taking out the tax free cash to pay off the mortgage, arranging your retirement income or maybe even a mixture of the two. There is so much to consider that it’s always worth a chat with our team. Initial ‘fact finding’ meetings are at our expense, so there is no obligation or charges until you specifically confirm to us that you wish to proceed.
Financial planning for retirement involves the consideration of risk, tax, timescales and a multitude of other factors – all bespoke to you. Two retirement plans will never be the same. Discussing your goals in a relaxed atmosphere will allow us to discover what strategy would be right for you to create a long and enjoyable retirement.