What we do

Retirement Planning and Pension Advice

At Oakworth, we consider ourselves to be specialists in retirement planning. There is a lot to consider as you approach retirement, and aside from your health, this starts with financial planning for retirement.

Our bespoke retirement plan solutions are there to ensure you can live the lifestyle you hope for when you choose to retire. Our clients work in a variety of industries, with many working locally in the same job for the majority of their career, such as in manufacturing, education, or the NHS. We are knowledgeable in all areas and sectors for retirement planning and pension schemes, making it our mission that people in all industries obtain a great retirement.

Why do you need to plan for retirement?

It pays to be prepared when retirement planning and the more prepared you are, the better your retirement will be.
You may be at the time in your life where you are wondering whether you can stop work early, go part-time, withdraw some money for a one-off purchase, or, you might be actively looking at the best retirement plan which gives you and your family a substantial pot to live from in the near or distant future.

Wherever you are currently at, starting to think about your retirement plan early will ensure you have the most income and security for your desired lifestyle.

Reviewing your finances to make sure that your future income will be enough to enjoy your retirement can be complicated and confusing. Our retirement planning advisors are here to help you, by looking at the plans and policies you’ve collected over the years to establish where you are currently. Further to this, we take time to find out more about what you would like to do in retirement and create a financial plan that helps you to achieve that.

Check out our ‘how to plan your retirement’ page for more information on how you can best plan for your retirement.

How can pension advisors help your retirement plan?

Accessing life-long pension savings is one of the biggest financial decisions a person will make, so it is important that you take the time to think this over, and get advice. Pension advice may seem confusing or daunting due to the sheer variety of options available, but our retirement advisors can help you choose a path that is right for you. This could look like taking out tax-free cash to pay off a mortgage, arranging your retirement income, or maybe even a mixture of the two.

With there being so much to consider, a chat with one of our retirement advisors can help point you in the right direction. We’ll start with an initial ‘fact finding’ meeting, which is at our expense, so there is no obligation or charge until you specifically confirm to us you wish to proceed with our retirement planning services.

After taking the time to get to know you, our retirement planning advisors will look at everything you have saved into your pension pot during your working life, and help you decide what to do with the money you’ve saved. We’ll provide up-to-date, expert knowledge on State Pensions as well as look at tracing any old pensions, savings, ISAs, and take any additional incomes into consideration.

We are both knowledgeable and passionate about pension advice as it allows us to help our clients realise their opportunities, that they have worked for years to achieve.

Why choose Oakworth retirement plan solutions and advice?

Financial planning for retirement involves the consideration of risk, tax, timescales, and a multitude of other factors, all of which are bespoke to you. At Oakworth, two retirement plans will never be the same as our retirement planning advisors recognise the importance of retirement advice tailored to your own circumstances.

We aim to provide you with valuable advice and peace of mind that you are on the right track to retirement through your retirement plan and your personal circumstances. We can help make certain that you are not paying too much in your pension charges and that your pensions are tailored to you.

We’ll most importantly, discuss your specific goals in a relaxed atmosphere which allows us to discover what strategy would be right for you to create a long and enjoyable retirement.

Get in touch today to discuss how our retirement planning services can benefit you and your future income.


Get in touch

We’d love to hear from you. Contact us via the below or complete the form and one of our friendly team will be in touch.


Oakworth House, 45 Newgate, Pontefract, West Yorkshire, WF8 1NB.




0800 018 6020

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